Personal Services

Visa Check/Debit Card

Tired of writing checks? Want to make purchases with a swipe of a card or access ATMs for cash?

Your First Texoma National Bank Check Card is faster and easier than writing a check and conveniently fits into your wallet or pocket. Use it for all your purchases from buying gas and groceries, to shopping online.

Issued SAME DAY at certain First Texoma National Bank locations
Accepted everywhere VISA® is accepted
Can be used in person, online or by phone
Debits straight from your checking account
Can be used at ATMs like a traditional ATM card

To report a lost or stolen check card during business hours call customer service at (580) 924-4242 or 1-877-202-0975. On nights, weekends, and holidays call 1-800-791-2525.

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Planning to Travel? We want your next trip to be as hassle free as possible.

Blocked Transactions

From time to time, transactions may be blocked due to high incidences of fraud.

** Please be advised that all debit card transactions originating in New York are currently being blocked for your protection with the date being extended until further notice due to continued fraud in that area.

** Please be advised that all signature-based debit card transactions originating in California are currently being blocked for your protection with the date being extended until further notice due to continued fraud in that area. This means you can go to the store and complete a sale using your pin number, but you cannot run a sale through your check card as a “credit” transaction. It is also likely any internet transactions using your check card originating in California will also be declined. This action was required due to excessive fraudulent activity originating in this state.

Additionally, First Texoma National Bank has permanently blocked signature based transactions in the following: Brazil, Russia, Spain, UK, Ireland, Luxemburg, Saudi Arabia & Dubai. This action was required due to excessive fraudulent activity originating in these countries and is for your protection.

Please continue to check your accounts and report fraud immediately. Call us during business hours or 1-800-791-2525 on nights, weekends, and holidays to stop your card. Some local merchants may process your card for authorization through a location we currently have blocked. This may cause your card to be denied.

Visa offers comprehensive fraud protection, but Verified by Visa goes even a step further, adding an extra layer of security at the point where you enter credit card information online. The service helps prevent unauthorized online use before it happens by confirming your identity with an additional password.

Fraudulent phishing scams are on the increase. These scams consist of calls or text messages to cardholders in an attempt to gain access to account information. During these attempts, cardholders are informed that their debit card has been deactivated and needs to be reactivated. The cardholder is then asked to provide key account information such as card number, expiration date, PIN number and the three-digit security code, in order to reactivate the affected debit card.

For your security, if you receive a call, text or email that seems questionable or suspicious and you have a question about the validity it, call us at (580) 924-4242 or 877-202-0975. No one from the bank will ever need to contact you and ask you for your card number, PIN, or validation code.

MasterCard Credit Card

Confused by credit card offers? We feel credit cards should be easy, accessible and straightforward, which is why we offer two different consumer programs as well as two different business programs. Best of all you can choose which program will best fit your needs.

First Texoma National Bank's Low Rate Credit Card

Available to all applicants for MasterCard
Low Introductory Rate for the first 6 billing cycles
Low ongoing APR, based on Prime
25-day Grace Period on all purchases - No grace period for cash advances or cash equivalent transactions
No Annual Fee

More Benefits

First Texoma National Bank's Preferred Points Card

Available to all applicants for MasterCard
Low Introductory Rate for the first 6 billing cycles
25-day Grace Period on all purchases - No grace period for cash advances or cash equivalent transactions
Competitive Ongoing Rate
No annual fee

More Benefits
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Savings Bonds

Paper savings bonds are no longer sold at financial institutions. Electronic savings bonds can be purchased online through TreasuryDirect.

Open a free TreasuryDirect account today

Already have paper savings bonds?

Existing paper bonds are still valid and will earn interest for 30 years from the issue date or until redeemed. You can continue to cash savings bonds at our bank.

Open a free TreasuryDirect account today

With TreasuryDirect, you can safely and securely:

Buy, manage and redeem electronic savings bonds
Convert paper savings bonds to electronic
Purchase electronic savings bonds as gifts
Purchase other Treasury securities, including bills, notes, bonds and TIPS (Treasury Inflation-Protected Securities)
... and much more!

Stop worrying about misplacing or storing paper savings bonds, and start managing your savings online, anytime, through TreasuryDirect.

Safe Deposit Box

First Texoma National Bank offers safe deposit boxes in different box sizes to suit your specific personal needs. Ask one of our bankers for details.

Night Deposit Service

We offer night deposit service at all locations for our commercial customers.

Our night deposits are well lit for convenience and safety
With a lock bag issued to you, you can deposit items securely
Your deposit will be handled the next business morning

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Order Checks

Need checks? Order here today.

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