First Texoma National Bank
Accounts
First Checking
First Advantage Checking
NOW Account
In Case of Errors or Questions

First Checking

  • Minimum to Open - $50.00 
  • No minimum balance requirement
  • FREE Visa® Check Card
  • FREE Unlimited Check Writing
  • FREE Online/Internet Banking
  • FREE eStatements  (avoid statement fee)
  • FREE Mobile Banking
  • FREE Monthly Image Statements (Available only online).
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • $300 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.  Applicable Overdraft charges will apply. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means:  check, in-person withdrawal, ATM withdrawal or other electronic means.
    (Apply)

First Advantage Checking

  • Minimum to Open - $500.00
  • FREE with a minimum daily balance requirement of $500.00; otherwise, a monthly service fee of $10.00 will be charged.
  • FREE Visa® Check Card
  • FREE Unlimited Check Writing
  • FREE Online/Internet Banking
  • FREE eStatements (avoid statement fee)
  • FREE Mobile Banking
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • $500 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.  Applicable Overdraft charges will apply.  The categories of transactions for which an overdraft fee may be imposed are those by any of the following means:  check, in-person withdrawal, ATM withdrawal or other electronic means.
    (Apply)

 

First Now Account

  • Minimum to Open - $1,000.00
  • FREE with a minimum daily balance requirement of $1,000.00; otherwise, a monthly service fee of $10.00 will be charged.
  • FREE Visa® Check Card
  • INTEREST compounded & credited monthly to the account
  • FREE Unlimited Check Writing
  • FREE Mobile Banking
  • FREE Online/Internet Banking 
  • FREE eStatements  (avoid statement fee)
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • $500 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.  Applicable Overdraft charges will apply.  The categories of transactions for which an overdraft fee may be imposed are those by any of the following means:  check, in-person withdrawal, ATM withdrawal or other electronic means.
    (Apply)

* Interest rates & annual percentage yield will be determined at the bank’s discretion.  Rates are subject to change daily.   Average daily balance method used to calculate interest on the account.  Interest compounds monthly.  Fees may reduce earnings. 

 

In Case of Errors or Questions About Your Electronic Transfers

TELEPHONE US AT:  (800) 446-1362
or
WRITE US AT:  P.O. BOX 309, DURANT, OK  74702
as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt.  We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.

      (1) Tell us your name and account number.
      (2) Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
      (3) Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly.  If we take more than 10 business days to do this, we will re-credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation.

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