First Texoma National Bank
Accounts
Absolutely Free Checking
First Advantage Checking
First Reward Checking
NOW Account
Super Power Savers
Passport Club
Platinum Passport Club
Group Account
In Case of Errors or Questions

Absolutely Free Checking

  • Minimum to Open - $50.00  (No minimum for full-time college students)
  • Absolutely FREE – No monthly service fee, no minimum balance requirement!
  • FREE First Order Of Checks (50)
  • FREE Visa® Check Card
  • FREE Basic Style Checks For Our Customers Age 55 & Better (1 box per order)
  • FREE Unlimited Check Writing
  • FREE Online/Internet Banking  (E-Statements available)
  • FREE Mobile Banking
  • FREE Monthly Image Statements (Available only online).
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • FREE ATM Transactions at FTNB ATMs
  • FREE Notary Service
  • $300 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.  Applicable Overdraft charges will apply.
    (Apply)

First Advantage Checking

  • Minimum to Open - $100.00
  • FREE with a minimum daily balance requirement of $500.00; otherwise, a monthly service fee of $10.00 will be charged.
  • FREE Visa® Check Card
  • FREE Customized Image Statements
  • FREE Unlimited Check Writing
  • FREE Online/Internet Banking (E-Statements available)
  • FREE Mobile Banking
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • FREE Visa® Debit Card
  • $500 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.  Applicable Overdraft charges will apply.
    (Apply)

 

First Reward Checking

  • Minimum to Open - $2,500
  • FREE with a minimum daily balance requirement of $2,500.00; otherwise a monthly service fee of $25.00 will be charged.
  • PREFERRED INTEREST RATE
  • FREE Unlimited Check Writing
  • FREE Online/Internet Banking (E-Statements available)
  • FREE Mobile Banking
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • FREE Visa® Check Card
  • INTEREST compounded & credited monthly to the account
  • $1,000 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.  Applicable Overdraft charges will apply.
    (Apply)

REQUIREMENTS:

  • Must use the Visa® Debit Card at least once during each monthly statement cycle.
  • Must have Direct Deposit of payroll or government benefit check, OR at least one monthly auto-debit set up for an automatic payment.
  • Must sign up for FREE online banking and make at least one online banking inquiry during each monthly statement cycle.
  • Must sign up for FREE online bill pay, and pay at least one bill during each monthly statement cycle.
  • A monthly maintenance fee of $25.00 will be charged if all requirements have not been met during the monthly statement cycle.

* Interest rates & annual percentage yield will be determined at the bank’s discretion.  Rates are subject to change daily.   Average daily balance method used to calculate interest on the account.  Interest compounds monthly.  Fees may reduce earnings. 

Now Account

  • Minimum to Open - $500
  • FREE with a minimum daily balance requirement of $1,000.00; otherwise, a monthly service fee of $10.00 will be charged.
  • FREE First Order Of Checks (50)
  • FREE Visa® Check Card
  • INTEREST compounded & credited monthly to the account
  • FREE Unlimited Check Writing
  • FREE Customized Image Statements
  • FREE Mobile Banking
  • FREE Online/Internet Banking  (E-Statements available)
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • FREE Visa® Debit Card
  • FREE ATM Transactions at FTNB ATMs
  • FREE Notary Service
  • $500 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.  Applicable Overdraft charges will apply.
    (Apply)

* Interest rates & annual percentage yield will be determined at the bank’s discretion.  Rates are subject to change daily.   Average daily balance method used to calculate interest on the account.  Interest compounds monthly.  Fees may reduce earnings. 

 

Group Checking

An employee benefit offered to employees of many businesses and service industries in the communities we serve.   Contact us about setting up your business or employer for Group Account Checking.    Currently offered to:  Staff and Faculty of Public Schools, Staff and Faculty of Colleges & Universities, Employees of the Choctaw Nation of Oklahoma, Employees of Lowe’s, Employees of City of Durant, Employees of Cardinal Glass, Employees of Medical Center of Southeastern Oklahoma, Employees of PRC and Employees of Big Lots!.

  • Minimum to Open - $0
  • Absolutely FREE – No monthly service fee, no minimum balance requirement!
  • FREE First Order Of Checks (Basic Style)
  • FREE Visa® Check Card
  • FREE Unlimited Check Writing
  • FREE Online/Internet Banking  (E-Statements available)
  • FREE Mobile Banking *
  • FREE Monthly Image Statements
  • FREE Online Bill Pay
  • FREE 24 Hour Telephone Banking
  • FREE Automated Transfers
  • FREE ATM Transactions at FTNB ATMs
  • FREE Notary Service
  • FREE Cashier’s Checks
  • $500 Overdraft Protection – Available at the bank’s discretion after the account has been open at least 30 days, per the bank’s current Overdraft Protection Policy.   Applicable Overdraft charges will apply.
    (Apply)

In Case of Errors or Questions About Your Electronic Transfers

TELEPHONE US AT:  (800) 446-1362
or
WRITE US AT:  P.O. BOX 309, DURANT, OK  74702
as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt.  We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.

      (1) Tell us your name and account number.
      (2) Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
      (3) Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly.  If we take more than 10 business days to do this, we will re-credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation.

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