Free Small Business Checking
- Minimum Opening Deposit
$100.00
- Service Charge Schedule
Withdrawals from Free Small Business Checking are limited to fifty per statement cycle without incurring a transaction fee. Deposit items into Free Small Business Checking are limited to one hundred per statement cycle without incurring a transaction fee. An excess transaction fee of $ 0.35 will be charged for each withdrawal in excess of fifty per statement cycle. An excess transaction fee of $ 0.35 will be charged for each deposit item in excess of one hundred per statement cycle
- Features
No Monthly Maintenance Fee
Free Basic Internet Banking
Free Basic Images with Statement
Free Notary Services
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Business Checking
- Minimum Opening Deposit
$500.00
- Service Charge Schedule
If balance falls below $1,000.00 at any time during the month the monthly maintenance fee is $10.00.
- Features
No fees for customers who maintain high balances ($1,000+)
Unlimited check writing privileges
Customized image statements
Free 24 hour information line
Business Online Banking available
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Corporate Checking
- Minimum Opening Deposit
$500.00
- Service Charge Schedule
Monthly maintenance fee $10.00 other fees may apply, please refer to our
accounts disclosure brochure.
- Features
An earnings credit based on our 90-day CD rate, less reserves and FDIC insurance
Customized image statements
Free 24 hour information line
Business Online Banking available
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Remote Deposit
Any business that receives checks can benefit from depositing them remotely. It's quicker, safer and easier than making a trip to the bank and less expensive than using a courier. With Remote Deposit, you can still get your checks to the bank even if you aren't located near a branch. Remote Deposit results in less work, increased accuracy, reduced costs, and increased profit for your business.
- Convenience .
Making deposits from your desk vs. driving to the bank everyday.
- Efficiency .
Save time and money by reducing trips to the bank and avoiding
overdraft fees. In addition, labor-intensive manual deposit
preparation time is eliminated; research time and your storage needs
are reduced through the use of the stored images.
- Cash flow .
By making electronic deposits, your transactions may be processed
more quickly, making your funds available sooner.
- Peace of Mind .
Accelerated check clearing reduces the risk of fraud by allowing
returned items to be identified sooner.
- Easy to
Implement. Easy to Use.
First Texoma National
Bank provides you with the scanner (an image device) that captures
crisp, clear images of each item in a single pass. The checks are
converted to images and electronically delivered to First Texoma
National Bank for processing.
Our Remote Banking Coordinator will set up the software on your PC
and train your personnel. We will always be available to assist you.
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Merchant Processing
Becoming a credit card merchant has its rewards for you, and for your customers. Customers recognize and trust the Visa and MasterCard brand, and enjoy the convenience of shopping with their Visa and MasterCard cards.
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Loans
With a variety of lending programs tailored to meet your borrowing needs, our experienced staff will help your business get the money needed to make the most of business opportunities.
Whatever your borrowing needs, First Texoma National Bank has the loan or credit line you’re looking for, with flexible terms and payments that make sense for your business.
- Small Business Administration (SBA)
Provide working capital, equipment, or real estate loans SBA Website
- Commercial Loans
Accounts Receivable
Inventory
Purchase Equipment
- Commercial Real Estate Loans
Build a new office or building
Refinance an existing commercial real estate loan
Purchase property
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