Please be advised that all signature based debit card transactions originating in California are currently being blocked for your protection with the date being extended until further notice due to continued fraud in that area.  Click for more info.

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*APR refers to Annual Percentage Rate. 3.95% APR is effective as of 5/01/2012 and subject to change.  Applies only to new auto, new watercraft, new ATV and new motorcycle loans.   3.70% APR will be applied to loans scheduling automatic payments from a First Texoma National Bank checking account on or before the scheduled due date(s).  APR shown assumes excellent borrower credit history.  Your APR may vary based on credit history.   Loan is subject to approval. Additional terms and conditions may apply. Access to account information is conveniently available anytime with Mobile Banking and the 24 Hr Information Line. ________________________________ Moving?  Please don't forget to contact us with your change of address.

First Texoma National Bank is committed to meeting the credit needs of our local trade area.  The bank's primary trade area consists of Southeast Oklahoma and North Texas.  Southeast Oklahoma consists of Bryan County and the surrounding contiguous counties: Atoka, Choctaw, Johnston and Marshall; North Texas consists of Grayson, Collin and Denton counties, and the surrounding contiguous counties: Cooke, Fannin, Wise, Tarrant and Dallas.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS  All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.  The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.